Different Types of Business Documents and Why They’re Important to Your Business

There are several different types of business documents that you may need as a business owner. Let’s take a look at the most common business documents that are typical in most companies.

Assumed Name

There are many documents that are used by businesses today. If you are serious about your company and want to go from hobby to a full fledged business owner then the first step you will want to do is claim your name. The simplest way to get started is by completing Assumed Name documents. This applies if there will be one owner and you operate an unincorporated business.

Articles of Incorporation

If there will be more than one owner and you decide to incorporate the business then you will need to have Articles of Incorporation. When setting up a corporation you will need to complete what is known as Articles of Incorporation. This applies to you if you want to operate a profit based or non-profit corporation.

Tax Identification Number

After you have secured your business name and filed the necessary paperwork then contact the Internal Revenue Service if forming a company in the United States. You will need the name of your business as well as the names and contact information of your business officers. A tax identification number can be applied for by phone or online at http://www.irs.gov. Most business owners will need a tax identification number. A few instances of when a Tax ID is required are when you hire employees and open a business bank account.

Sales Tax License

If your company will sell taxable items then you will need to apply for a sales tax account. Most States have a website that makes it convenient for you to register online. Check with your State to see if it has sales tax registration forms available.

Other documents that are commonly used in business are financial reports, income tax returns, and insurance papers, to name a few. Depending upon your business, there may be others such as business licenses and certifications. Be sure to check with your locality to find out which of these documents you business will need.

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Self Storage Makes the Ideal Business Document Archive

Storing documents is a headache for any business as the legal requirements for keeping financial, tax and sales records increase every year.

Many businesses struggle to find the space in their trading premises to archive documents – and moving just to stack papers is an expensive option.

The best place to keep archived business documents safe and secure is in a rented self storage unit.

Because the tax or VAT man can call to see financial records for up to five years after any accounts or return based on those records was filed, businesses need to keep vast quantities of paperwork.

Not only do documents need looking after to make sure they stay in good condition, they also have to be kept secure to comply with data protection laws.

Another worry is criminals stealing information in identity theft fraud. Self storage centres solve all these problems for business. A professional storage facility offers climate-controlled storage rooms with racking for document archive boxes. Climate control is important and well worth paying for because documents will be kept in pristine condition because damage from damp or condensation is eliminated.

Businesses can also rest assured document archives are secure as storage centres have first class security, including CCTV monitoring the site and state-of-the-art alarms. Self storage facilities will also have precautions in place to deal with fire and other hazards.

Cost conscious businesses can keep expenses down by managing the storage space and removing records that are no longer required for shredding and secure disposal.

Self storage archiving is convenient because the records are stored safely, but easily accessible, especially if the archiver clearly labels and organises the documents.

Most self storage units are open during business hours – and many for longer hours as well.

Access to a storage rooms is also easy for staff carrying heavy document bundles.

Wide, well-lit corridors, plenty of trolleys and accessible loading bays make shifting document archives straightforward.

An added bonus is archiving documents off-site frees up valuable space at business premises.

Pete Simpson is a home removals and business removals professional who also has interests in a self storage business based in London. He has written this guide as part of several packing, removals and self storage articles aimed at helping students, householders and businesses save time, effort and money,

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Business Documents – The Benefits of Retaining Tax and Financial Records

How long you should retain business documents is a question that a lot of business owners ask. But another questions is, “Why is it important to hold on to this information for so long? Here are three benefits for retaining copies of your tax returns and financial documents.

Clear the clutter. There is nothing like being able to go into your storage area and actually having a clear path to walk through. It saves you time when you need to find information quickly. However, most people think in terms of physical space but the ability to locate files on your hard drive is prime real estate, too. If you want to keep the piles of paper and computer files to a minimum then knowing when it is safe to discard your business documents is a must.
Audit Preparedness. When it comes to income tax filing one issue that tax payers should understand is the statute of limitations. This is the period of time that the IRS can go back and pull your tax return for review. If they find errors or have cause to question the information that you report, they can recalculate and adjust the taxes that you owe. Keeping copies of your tax return and the supporting documents allows you to respond to their requests for information in a timely manner. It also helps you recall what was on the return and why you included the amounts.
Tax Planning. Contrary to popular belief, after you submit your income tax return that should not be the last time that you review it. These business documents are important for helping you map out a strategy to keep more of your business profits and cash flow. Tax returns are a good source of information that reveals how well you are making money work for you. Since income tax is one of the largest costs that you will, it is wise to seek ways to create tax breaks for your company.
Now that you know the benefits of retaining financial records here is a practical way to tame the paper tiger. Instead of allowing hard copies of tax returns and supporting documents take control of your file cabinet or storage area, consider using electronic storage. Scan copies and save them to a CD or flash drive. This not only saves you space but it also saves you time by being able to store multiple years on one disk for easy retrieval when you need them.

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Shoe Repairs And Several Other Things When I Was 7

Shoe Repairs And Several Other Things When I Was 7
My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!

He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.

But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.

Hiking and Swimming Galas
Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!

Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.

We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.

Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.

Rowing Over To Ireland’s Eye
That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!

But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.

Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.

Fun Outings with The camera Club
Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.

And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.

All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.

He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.

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What Are The Greatest Changes In Shopping In Your Lifetime

What are the greatest changes in shopping in your lifetime? So asked my 9 year old grandson.

As I thought of the question the local Green Grocer came to mind. Because that is what the greatest change in shopping in my lifetime is.

That was the first place to start with the question of what are the greatest changes in shopping in your lifetime.

Our local green grocer was the most important change in shopping in my lifetime. Beside him was our butcher, a hairdresser and a chemist.

Looking back, we were well catered for as we had quite a few in our suburb. And yes, the greatest changes in shopping in my lifetime were with the small family owned businesses.

Entertainment While Shopping Has Changed
Buying butter was an entertainment in itself.
My sister and I often had to go to a favourite family grocer close by. We were always polite as we asked for a pound or two of butter and other small items.

Out came a big block of wet butter wrapped in grease-proof paper. Brought from the back of the shop, placed on a huge counter top and included two grooved pates.

That was a big change in our shopping in my lifetime… you don’t come across butter bashing nowadays.

Our old friendly Mr. Mahon with the moustache, would cut a square of butter. Lift it to another piece of greaseproof paper with his pates. On it went to the weighing scales, a bit sliced off or added here and there.

Our old grocer would then bash it with gusto, turning it over and over. Upside down and sideways it went, so that it had grooves from the pates, splashes going everywhere, including our faces.

My sister and I thought this was great fun and it always cracked us up. We loved it, as we loved Mahon’s, on the corner, our very favourite grocery shop.

Grocery Shopping
Further afield, we often had to go to another of my mother’s favourite, not so local, green grocer’s. Mr. McKessie, ( spelt phonetically) would take our list, gather the groceries and put them all in a big cardboard box.

And because we were good customers he always delivered them to our house free of charge. But he wasn’t nearly as much fun as old Mr. Mahon. Even so, he was a nice man.

All Things Fresh
So there were very many common services such as home deliveries like:

• Farm eggs

• Fresh vegetables

• Cow’s milk

• Freshly baked bread

• Coal for our open fires

Delivery Services
A man used to come to our house a couple of times a week with farm fresh eggs.

Another used to come every day with fresh vegetables, although my father loved growing his own.

Our milk, topped with beautiful cream, was delivered to our doorstep every single morning.

Unbelievably, come think of it now, our bread came to us in a huge van driven by our “bread-man” named Jerry who became a family friend.

My parents always invited Jerry and his wife to their parties, and there were many during the summer months. Kids and adults all thoroughly enjoyed these times. Alcohol was never included, my parents were teetotallers. Lemonade was a treat, with home made sandwiches and cakes.

The coal-man was another who delivered bags of coal for our open fires. I can still see his sooty face under his tweed cap but I can’t remember his name. We knew them all by name but most of them escape me now.

Mr. Higgins, a service man from the Hoover Company always came to our house to replace our old vacuum cleaner with an updated model.

Our insurance company even sent a man to collect the weekly premium.

People then only paid for their shopping with cash. This in itself has been a huge change in shopping in my lifetime.

In some department stores there was a system whereby the money from the cash registers was transported in a small cylinder on a moving wire track to the central office.

Some Of The Bigger Changes
Some of the bigger changes in shopping were the opening of supermarkets.

• Supermarkets replaced many individual smaller grocery shops. Cash and bank cheques have given way to credit and key cards.

• Internet shopping… the latest trend, but in many minds, doing more harm, to book shops.

• Not many written shopping lists, because mobile phones have taken over.

On a more optimistic note, I hear that book shops are popular again after a decline.

Personal Service Has Most Definitely Changed
So, no one really has to leave home, to purchase almost anything, technology makes it so easy to do online.
And we have a much bigger range of products now, to choose from, and credit cards have given us the greatest ease of payment.

We have longer shopping hours, and weekend shopping. But we have lost the personal service that we oldies had taken for granted and also appreciated.

Because of their frenetic lifestyles, I have heard people say they find shopping very stressful, that is grocery shopping. I’m sure it is when you have to dash home and cook dinner after a days work. I often think there has to be a better, less stressful way.

My mother had the best of both worlds, in the services she had at her disposal. With a full time job looking after 9 people, 7 children plus her and my dad, she was very lucky. Lucky too that she did not have 2 jobs.

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What We Have Here Is A Failure To Communicate

The results of this past election proved once again that the Democrats had a golden opportunity to capitalize on the failings of the Trump Presidency but, fell short of a nation wide mandate. A mandate to seize the gauntlet of the progressive movement that Senator Sanders through down a little over four years ago. The opportunities were there from the very beginning even before this pandemic struck. In their failing to educate the public of the consequences of continued Congressional gridlock, conservatism, and what National Economic Reform’s Ten Articles of Confederation would do led to the results that are playing out today.. More Congressional gridlock, more conservatism and more suffering of millions of Americans are the direct consequences of the Democrats failure to communicate and educate the public. Educate the public that a progressive agenda is necessary to pull the United States out of this Pandemic, and restore this nations health and vitality.

It was the DNC’s intent in this election to only focus on the Trump Administration. They failed to grasp the urgency of the times. They also failed to communicate with the public about the dire conditions millions have been and still are facing even before the Pandemic. The billions of dollars funneled into campaign coffers should have been used to educate the voting public that creating a unified coalition would bring sweeping reforms that are so desperately needed. The reality of what transpired in a year and a half of political campaigning those billions of dollars only created more animosity and division polarizing one extreme over another.

One can remember back in 1992 Ross Perot used his own funds to go on national TV to educate the public on the dire ramifications of not addressing our national debt. That same approach should have been used during this election cycle. By using the medium of television to communicate and educate the public is the most effective way in communicating and educating the public. Had the Biden campaign and the DNC used their resources in this way the results we ae seeing today would have not created the potential for more gridlock in our government. The opportunity was there to educate the public of safety protocols during the siege of this pandemic and how National Economic Reform’s Ten Articles of Confederation provides the necessary progressive reforms that will propel the United States out of the abyss of debt and restore our economy. Restoring our economy so that every American will have the means and the availability of financial and economic security.

The failure of the Democratic party since 2016 has been recruiting a Presidential Candidate who many felt was questionable and more conservative signals that the results of today has not met with the desired results the Democratic party wanted. Then again? By not fully communicating and not educating the public on the merits of a unified progressive platform has left the United States transfixed in our greatest divides since the Civil War. This writers support of Senator Bernie Sanders is well documented. Since 2015 he has laid the groundwork for progressive reforms. He also has the foundations on which these reforms can deliver the goods as they say. But, what did the DNC do, they purposely went out of their way to engineer a candidate who was more in tune with the status-quo of the DNC. They failed to communicate to the public in educating all of us on the ways our lives would be better served with a progressive agenda that was the benchmark of Senators Sanders Presidential campaign and his Our Revolution movement. And this is way there is still really no progress in creating a less toxic environment in Washington and around the country.

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